Work

Case studies

I build and ship card and payment programs, and most of that work is the part users never see. Before anyone taps a card once, an asset manager, a processor, a card network and a sponsor bank all have to agree, integrate and go live together. Coordinating that machine, safely and on schedule, is the job.

These are programs I have run across Canada, the UK, the EU, MENAP and New Zealand, for startups and scale-ups. Each one started as the same kind of problem: a company that wanted to move money in a new way and needed the system behind it built and launched. The summaries below are the short version.

Interactive

Anatomy of a tap

Everything that happens in the two seconds after you tap a card, built as a scroll-driven rollercoaster. Your payment is the cart, the stations are the acquirer, the network and your bank, and there is a working PIN pad along the way.

Take the ride →

Line-art illustration of a rising bar chart with a magnifying glass inspecting one bar and an upward trend arrow

Product

The Case for Analytics: Informed Teams Make Better Bets

Gut feel is a starting point, not a strategy. What a landmark MIT study found about data-driven decision-making, and how to put it to work on your next launch.

Data-driven firms are 5–6% more productive (MIT)

Selected work

Keep Card Program

Canada

I run the card program end to end at Keep, wiring together Mastercard as the network, PTC as the sponsor bank and i2c as the processor. Getting four parties to agree, integrate and go live together is most of the work. Digital wallets and physical cards are live for customers.

Digital wallets & physical cards live

Keep Travel

Canada

Keep Travel lets customers spend their rewards on real trips, with booking handled through Duffel. I took it from idea to a working redemption flow that turns points into flights and hotels. Bookings are nearing $1M.

$1M+ in bookings

Keep Expense Management

Canada

I built Keep's expense management on top of Rutter so businesses can see and control spend in one place. The next step is automatic QuickBooks Online bank feeds, so the numbers reconcile where finance teams already work.

QuickBooks bank feed live

Pomelo Pay

I led corporate card issuing for Pomelo Pay, an FCA-authorised payments fintech in London. The program covered the integration, compliance and go-live coordination behind a new Mastercard corporate card, and it shipped.

New Mastercard corporate card

REPX: The Reputation Exchange

EU · UK

REPX puts a co-branded prepaid card in the hands of football fans. I ran the program that launched cards for Wolverhampton and AS Roma, aligning each club's brand with the compliance and scheme work underneath. It lifted brand recognition and fan loyalty by around 15%.

+15% brand recognition & fan loyalty

SimpliFi

MENAP

SimpliFi is a Cards-as-a-Service platform across the Middle East and Pakistan. I managed the rollout that stood up three multi-currency card products, working through the regional differences in rails, regulation and currency that make MENAP a set of distinct markets rather than one.

3 multi-currency products live across MENAP

Pozitive Payments

For Pozitive Payments, an SME-focused UK fintech, I ran an acquiring and issuing programme end to end, from onboarding through settlement. The aim was a payments stack their small-business customers could rely on, and it contributed roughly a 25% lift in revenue.

+25% revenue

epay (Euronet)

New Zealand

epay, part of Euronet, is New Zealand's largest prepaid and gift card distributor. I led a migration that moved their gift card program without dropping partners or transactions. Six million gift cards migrated across.

6M gift cards migrated

Crypto.com

EU · Canada

I led a prepaid card launch for Crypto.com with i2c as the processor, bridging a digital-asset business to card rails in a way the network and compliance could both accept. The card went live in the EU and Canada.

Live in the EU & Canada